General: Picture ID with Social Security Number Payment to cover application fee. Name and complete address of all landlords (past 2 years). Income: Employment history, including names, addresses, phone numbers, and length of time with that company (past 2 years). Copies of your most recent pay stubs and W-2 form (past 2 years)…. [Read More]
What’s an ILC?
Mortgage and title insurance companies require an “I.L.C,” or an Improvement Location Certificate, to be sure there are no boundary or encroachment problems associated with the property, before they provide a loan or insurance. If a Seller has built an addition, popped the top, built a new garage, etc., since they purchased the home, an… [Read More]
What a Home Inspection is All About
If you are purchasing a resale property, I highly recommend that you have a professional home inspector conduct a thorough inspection. The inspection will include the following: Appliances Plumbing Electrical Air conditioning and heating Ventilation Roof and Attic Foundation General Structure The inspection is not designed to criticize every minor problem or defect in the… [Read More]
Helping Kids Cope with a Move
Make Moving Fun for Your Kiddos: Show the children the new home and their new room prior to moving. If this is not possible, pictures or videos will help them visualize where they are going. Assure children that you won’t forget their friends. Make a scrapbook of the old home and neighborhood. Throw a good-bye… [Read More]
A Timeline of Contract to Closing in Colorado
Remember, the Contract to Buy & Sell Real Estate in Colorado offers many “outs” for the Buyer! Anything in ORANGE in the chart is an “out” for the Buyer. Anything in YELLOW is where the Buyer is spending money!