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The 10 Commandments When Applying for a Mortgage Loan

December 2, 2022 By Jackie Long

Thou shalt not change jobs, become self-employed or quit your job. Thou shalt not buy a car, truck or van (or you may be living in it)! Thou shalt not use charge cards excessively or let your accounts fall behind. Thou shalt not spend money you have set aside for closing. Thou shalt not omit… [Read More]

Filed Under: Just Buy it Right! Tagged With: Best Realtor in Denver, Breath of Fresh Air, Buy a House, Denver Homes, Denver Real Estate, Denver Realtor, Get a Mortgage Loan, Help Me Buy a Home, Just Choose Jackie, Kiki Knows Loans, Mortgage Application, Move to Denver

Handy Loan Application Check List

December 2, 2022 By Jackie Long

 General: Picture ID with Social Security Number Payment to cover application fee. Name and complete address of all landlords (past 2 years).  Income: Employment history, including names, addresses, phone numbers, and length of time with that company (past 2 years). Copies of your most recent pay stubs and W-2 form (past 2 years)…. [Read More]

Filed Under: Just Buy it Right! Tagged With: Apply for a Loan, Breath of Fresh Air, Buy a Home, Buy a House, Denver Real Estate, Denver Realtor, Finance My House, Get a Mortgage Loan, Just Choose Jackie, Kiki Knows Loans, Move to Denver

What’s an ILC?

November 29, 2022 By Jackie Long

Mortgage and title insurance companies require an “I.L.C,” or an Improvement Location Certificate, to be sure there are no boundary or encroachment problems associated with the property, before they provide a loan or insurance. If a Seller has built an addition, popped the top, built a new garage, etc., since they purchased the home, an… [Read More]

Filed Under: In the Know: General Info Tagged With: Breath of Fresh Air, Denver Real Estate, Denver Realtor, ILC, Improvement Location Certificate, Jackie Long, Just Choose Jackie, Move to Denver, Survey

What a Home Inspection is All About

November 29, 2022 By Jackie Long

If you are purchasing a resale property, I highly recommend that you have a professional home inspector conduct a thorough inspection.  The inspection will include the following: Appliances Plumbing Electrical Air conditioning and heating Ventilation Roof and Attic Foundation General Structure The inspection is not designed to criticize every minor problem or defect in the… [Read More]

Filed Under: Just Buy it Right! Tagged With: Breath of Fresh Air, Denver Home Inspectors, Denver Real Estate, Just Choose Jackie, Move to Denver, What's a Home Inspection

Helping Kids Cope with a Move

November 22, 2022 By Jackie Long

Make Moving Fun for Your Kiddos: Show the children the new home and their new room prior to moving. If this is not possible, pictures or videos will help them visualize where they are going. Assure children that you won’t forget their friends. Make a scrapbook of the old home and neighborhood. Throw a good-bye… [Read More]

Filed Under: In the Know: General Info Tagged With: Breath of Fresh Air, Buy Denver Homes, Denver Real Estate, Helping Kids Cope with a Move, Jackie Long, Just Buy it Right, Just Choose Jackie

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Recent Posts

  • Radon & Your Real Estate Transaction
  • How to Navigate & Resolve Inspection Issues
  • Important Resources for Home Owners & Renters
  • Maximize Your Home’s Showing Potential
  • A Map of Denver Neighborhoods
  • The 10 Commandments When Applying for a Mortgage Loan
  • Handy Loan Application Check List
  • What’s an ILC?
  • What a Home Inspection is All About
  • Helping Kids Cope with a Move
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