General: Picture ID with Social Security Number Payment to cover application fee. Name and complete address of all landlords (past 2 years). Income: Employment history, including names, addresses, phone numbers, and length of time with that company (past 2 years). Copies of your most recent pay stubs and W-2 form (past 2 years)…. [Read More]
What a Home Inspection is All About
If you are purchasing a resale property, I highly recommend that you have a professional home inspector conduct a thorough inspection. The inspection will include the following: Appliances Plumbing Electrical Air conditioning and heating Ventilation Roof and Attic Foundation General Structure The inspection is not designed to criticize every minor problem or defect in the… [Read More]
What Every Home Buyer Should Know Before Purchasing
Be in the Know: Property taxes and qualified interest are deductible on an individual’s federal income tax return. Often, a home is the largest asset an individual has and is considered one of the most valuable investments available. A portion of each amortized mortgage payment goes to principal which is an investment. A home is… [Read More]
How to Raise Your Credit Score
Things to do: Pay your bills on time. Every time you pay a bill 30 days late, it lowers your score. The more recent the late payment is, the more that late payment lowers your score. If you missed a payment, get current on that account. If you are past due on an account, just… [Read More]
New Home Appliance Checklist
Heating System Check filters every month. Have annual system maintenance service done one month before the heating season. Electrical System To prevent power outages, limit the number of appliances plugged into one circuit. Air Conditioning Check filters every month. Have annual system maintenance service done one month before the air-conditioning season begins…. [Read More]