Guest Post by Nicole “Kiki” Williams, Mortgage Planner with The Hanson Planning Group, a Affiliate of Megastar Financial I’m often asked, “What’s the difference between a mortgage loan Pre-Qualification and a loan Preapproval.” A Pre-Qualification is part of an initial conversation when applying for a home loan. You’ll answer the basic questions to complete a… [Read More]
Radon & Your Real Estate Transaction
Additional Resources: EPA-Home Buyers & Sellers Guide to Radon-2018 CDPHE: Colorado Radon Fact Sheet January is Radon Awareness Month. When it comes to your real estate transaction, both Sellers & Buyers need to be aware of disclosure laws, the risks of radon & remediation options. Radon is a naturally occurring radioactive gas that comes from… [Read More]
Important Resources for Home Owners & Renters
Sometimes, you just need to know where to turn for help. Try these resources: Colorado Foreclosure Hotline – 1-877-601-HOPE Colorado Housing Connects (Tenant Rights Hotline) – 1-844-926-6632 HUD Housing Counseling & Referral Line – 1-800-569-4287 Active Military for Foreclosures/Service Members Civil Relief Act – 1-877-827-3702
What’s an ILC?
Mortgage and title insurance companies require an “I.L.C,” or an Improvement Location Certificate, to be sure there are no boundary or encroachment problems associated with the property, before they provide a loan or insurance. If a Seller has built an addition, popped the top, built a new garage, etc., since they purchased the home, an… [Read More]
Helping Kids Cope with a Move
Make Moving Fun for Your Kiddos: Show the children the new home and their new room prior to moving. If this is not possible, pictures or videos will help them visualize where they are going. Assure children that you won’t forget their friends. Make a scrapbook of the old home and neighborhood. Throw a good-bye… [Read More]